Business Insurance For Self Employed

Business Insurance For Self Employed – On the bright side when you are self-employed you receive all the profits – after tax – however, you have unlimited liability for all losses, debts and liabilities.

This means for the self-employed, consultants, salespeople and small businesses when times are good they can be very good but when business is slow, times are tough.

Business Insurance For Self Employed

Even worse, if something goes wrong at work and you are in charge of all your business and personal assets it could be at risk.

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We can help a variety of self-employed entrepreneurs, entrepreneurs and small business owners find the right business insurance.

While every self-employed person is different, the team at SMART knows small business insurance, and in most cases, an insurance company that is willing and able to satisfy every small business.

It doesn’t matter if yours is a business or a professional job, we are focused on providing insurance for small business owners.

Many self-employed business owners are not sure if they are properly covered. We help them find affordable and fair INSURANCE so they can run their business WITH CONFIDENCE. *

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Here are some of the independent business practices we can provide coverage for:

They can also apply for product liability or ‘Business Packs’, which combine multiple insurance policies into the best form of insurance for business-based businesses and self-employed entrepreneurs.

Whether you’re an electrician, carpenter, plumber, bricklayer or scaffolder, if you’re self-employed, we’ll help you find insurance the SMART way.

Accident & Illness insurance can help you pay important bills and other financial obligations if you have an accident or illness, so you can focus on getting well. It can be especially valuable for self-employed traders who are facing serious business challenges.

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Listed below are some of the freelance consultants we can provide professional compensation for:

If you are self-employed and looking for business insurance, call 1300 542 573 to speak to a business insurance specialist or contact us online.

SMART insurance brokers for self-employed, sole traders, farmers and all types of traders in Australia. Our solicitors can help you claim your personal accident and sickness, general liability and professional compensation claims.

For independent insurance quotes and to find the right policy for your needs talk to a SMART insurance broker today.

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Freelancing can be a fun process: you can choose your clients and how often you work as well as being sure that you will be compensated for your efforts. It’s important to remember that you can no longer rely on the protection you had when you had a job. One of the most important is reliability. Unexpected things like accidents or professional mistakes can cause you a huge financial loss. Therefore, it is very important that you have the right insurance as a self-employed person.

The type of insurance you need will depend on the type of work you do. For some industries, for example, self-employed individuals may be legally required to have some type of insurance. Some government agencies and many commercial clients may also require insurance up to a specified amount before you contract with them.

Proper insurance is an important way for self-employed people to avoid the unexpected. Otherwise, you and your business could go bankrupt in the event of a claim or lawsuit. Here are the general types of insurance you may need if you are self-employed, a sole trader or an independent contractor:

Need MORE information about your business insurance? HAVE QUESTIONS OR NEED GUIDANCE? Let me know. Here to help you. *

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Small business owners WANT affordable insurance – and you KNOW what they cover. *

This means that we are your representatives, and our first responsibility is YOU, unlike an insurance agent representing an insurance company.

REAL LIFE STORIES of small business owners who are unsure about their business insurance NOW deals with TRUST. *

Grant Perry is a licensed real estate agent. CEA (R.E.I.V) With over 25 years of experience in real estate. Grant’s Real Estate Agency, located in the East Melbourne suburb of Doncaster, advocates for the sale and purchase of residential and commercial properties. “Grandma taught me a lot about good, old-fashioned service, mixed with honesty and integrity.….Grandpa taught me at a young age the importance of keeping your customers alive”.

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Jody Lewiss is the owner of OZybushgirl, who grows, makes and sells Calendula Salve. Calendula Salve is an ancient healing herb. Jody’s business, based in the NSW area of ​​Seahampton, west of Newcastle, grows its own flowers and infuses them, using a cold process. “I only use 100% natural Australian ingredients….bringing customers the best products,” explains Jody. Jody is struggling to find business insurance.

Justin Cleverly is the owner/operator of VIP Garden Franchise in Perth’s south suburb of Canningvale. Justin’s business activities include lawn maintenance, hedging, mowing, mowing and landscaping. Justin isn’t sure what business insurance is available and the coverage he needs as a gardener. Justin needs help getting the right business insurance….so he can run his business with confidence.

Shannon Webster is the CEO of Dream Home Removals, which makes it easy for homeowners to relocate. Dream Home Removals, located in Mooloolaba, mainly services home removals clients in the Sunshine Coast, Brisbane, and Brisbane areas. It also does state relocation and office relocation. “Our goal is to reduce stress and anxiety when our customers travel,” explains Shannon.

Fiona Pearce is the owner of Icing Bliss, which runs cake decorating classes for children. Icing Bliss, located in the South Wales town of Mittagong, helps children learn how to make cupcakes and delicious cakes. “Our aim is to provide a creative space for children to learn, share and enjoy the art of painting,” explains Fiona.

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Anton Grimes is an industrial designer who invented Unlimited. Anton’s Crows Nest North Sydney business is a design and manufacturing specialist specializing in light assembly and installation. Anton faced difficulties in obtaining suitable insurance for his business activities. They are looking for help finding the right cover… so they can run their business with more confidence.

Brenda Freeman is the founder of communications specialist Global Options. Toowoomba based business Brenda, is a specialist in fiber optic and copper networks and has a strong track record of providing quality telecommunications services on time. “We have the ability to complete complex and simple jobs in this factory in copper and fiber in a timely, efficient and effective manner,” says Brenda.

Customer Testimonials – Shannon’s Web Site Shannon’s Web Site Dream Home Clearing Business Insurance Shannon Webster is the director of the Home Clearing Office, making

Customer Testimonials – Fiona Pearce Fiona Pearce of Icing Bliss Business Insurance Story Fiona Pearce is the owner of Icing Bliss, which supplies jewellery.

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Any information contained on this website is for informational purposes only and should not be construed as personal, financial or legal advice. Use of this website does not create a relationship between SMART Business Insurance and the reader.

SMART Business Insurance is an authorized agency representative (AR Number 437328) of the Union Insurance Group (UIG) AFS Number 327131

Important: We do not have the power to grant rights. However, our experience and support can help you when you need it.

* Important: Coverage may be available to meet insurance requirements. Some of the coverages listed may or may not be available or have limitations or exclusions. Coverage varies widely from insurer to insurer. Don’t lean too high. Check your policy carefully for inclusions and exclusions and deductibles. Ask a SMART Business Insurance agent on 1300 542 573 for more information. So, once again, in this article, we have answered the most frequently asked questions, to help you determine whether you need public liability insurance or not.

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Public Liability Insurance is for businesses that come into contact with the public either at your place of business (such as a store), on-site (at a customer’s home) or outside and in public.

This includes claims for damages or injuries caused by something you or your business has done, for example, if a customer accidentally steps on a box left in a store or slips on a wet floor. he had a warning sign. Such situations are common and the amount of compensation that can be paid can increase. Therefore, Public Liability Insurance is important

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