Best Checking Accounts 2020

Best Checking Accounts 2020 – When looking for the perfect checking account, it’s easy to get overwhelmed by the options available. Some banks offer great bonuses for new account holders, while others allow you to earn generous rewards for every dollar you spend. You should consider the fees associated with each bank account as well as the location and whether it is right for you. And the list goes on.

To make your life easier, we have therefore compiled a list of the best current accounts on the market. Read on to explore these options that will hopefully help you narrow down your search.

Best Checking Accounts 2020

Do you prefer to do your banking the traditional way? If online banking isn’t your cup of tea, these brick-and-mortar banks offer verification solutions that are a step above the rest.

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Enjoy up to a $350 new account holder bonus with Chase Total Checking. You’ll earn $200 when you open your account and sign up for direct deposit, and an additional $150 if you choose to open a savings account and meet the qualifying criteria.

The PNC Standard Checking Account is a simple, low-cost solution for your checking needs. But it stands out from the rest because of its generous rewards program.

Fifth Third Bank Essential Checking provides the standard features you’d expect from this type of account and makes it easy to avoid monthly maintenance fees. They also offer a unique Roundup feature that helps you pay off your student loans faster.

A current account with a credit union has many advantages. From reduced fees and more competitive interest rates on loan products to institutional ownership, credit unions may be perfect for you. Current account products from credit unions to consider:

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Consumers Credit Union Simple Checking is a free product with no monthly service fees. They have a large network of ATMs and allow you to earn cash back on your everyday purchases with your debit card.

As a Connexus checking account holder, you can earn up to 1.75 percent return on your money. Even better, there are no minimum balance requirements and ATM fees for out-of-network transactions are refundable up to $25.

Penfed Credit Union Access America Checking also allows members to earn an APY of 0.20 to 0.5 percent on their fund. This account also comes with Apple and Samsung digital wallet features.

If you’re always on the go or happy to have all your banking needs close at hand, an online bank account might suit your needs best. Here are some options to consider:

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Hailed as one of the best online checking products on the market, the Capital One 360 ​​Checking Account offers a generous APY of up to 1.00 percent. There are no minimum balance requirements or monthly service fees and access to over 39,000 fee-free ATMs. You should also know that you can open an account online or at a Capital One branch.

As an Ally Bank interest-bearing checking account holder, you’ll earn an APY of between 0.1 percent and 0.60 percent. You will also enjoy a large ATM network and fee-free checking as the account is free of monthly service fees.

Although the Radius Checking account requires a somewhat hefty opening deposit of $100, you can earn a percentage of cash back on every purchase you make with your credit card. Even better, there is no monthly service fee and the first box in the check you order is at the bank.

Other benefits – Unlimited transfers, bill payments and mobile wallets with Apple Pay, Google Pay and Samsung Pay, with initial check order

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With this account, you’ll not only enjoy zero service fees, but you’ll also get 10 cents back every time you use your debit card. There is no earning cap and the money can be redeemed once you have earned a dollar or more. And you can do it at any time (as long as your account is current and in good standing).

Is getting top dollar for your money at the top of your list? These high-interest checking accounts will help you get the job done:

Alliant Credit Union offers a high-interest checking account that pays you 0.65 percent APY, which is 7.2 times the national average for account yields. However, to earn interest, you must register for eStatements and make electronic payments once a month. They also have a large network of free ATMs and refund up to $20 on out-of-network fees.

With a minimum deposit of just $10, you can become a Bank5 Connect High Interest Checking account owner and earn up to 0.76 APY on your money. What’s even more enticing is that you only need to maintain a minimum balance of $100 to take advantage of this discount.

Checking Vs. Savings Accounts

This account also offers UChoose Rewards where you get 1 point for every $2 spent. You can redeem points for travel, electronics, gift cards and much more.

The simple checking account under the BBVA Compass Bank umbrella aims to achieve a high return on your money in record time. There are no minimum opening deposit or monthly balance requirements, and you never pay account maintenance fees.

You can earn up to 2.02 percent APY on your money. However, your balance must be at least $2,000 to take advantage of this benefit. And once you’ve reached that amount, we’ll open a Savings account on your behalf, so you can earn $100.93 in interest over a 12-month period.

(Buy by check is not available, but they do offer a free bill pay service and cashier’s check.)

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Choosing the best checking account for your financial needs doesn’t have to be a difficult task. Figuring out which features are most important and prioritizing them before you start can save you a lot of overload before you even start your search.

I’m Allison Martin, a Certified Financial Education Instructor (CFEI), syndicated financial writer, speaker and author. Over the past five years, I have managed to juggle an exhausting career and triple my income while raising two beautiful boys who hold the key to my heart. My work has been featured in The Wall Street Journal, ABC, MSN Money, Yahoo! Finance, Fox Business, Credit.com, MoneyTalksNews, Investopedia, AAACreditGuide, The Simple Dollar and many other reputable publications. I also travel around the country facilitating financial literacy and business workshops for people from all walks of life. Whether you’re looking for a financial writer, speaker for your next event, a quick “exception” or a dose of inspiration, I can help. Thanks for stopping by and welcome to my world. I have started several online businesses and this can be an extremely rewarding experience. There’s a certain thrill to waking up in the morning and seeing that you’ve made money while you slept. Making money online is great because it allows you to earn extra income outside of your regular job.

Maybe some of you have made money online and are now thinking about how to take it to the next level. Not only do you want to earn more income outside of your traditional job, but you’re also thinking about starting your own business and being your own boss.

I think this is a great decision! I fully support anyone who has decided to bet on themselves and earn what they deserve beyond what your employer pays you.

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Ideally, at least for tax purposes, you want to separate your income from your business income. Your business is a legal entity and you can run into tax problems if you mix your personal money with your business income. You need to find a bank that can handle your business income.

I am here to lend a helping hand to your ambition! I’ll help you find the best low or free checking accounts you can use to fund your new organization’s income! I am going to tell you the 5 best checking accounts for business in 2020.

You might be wondering what the criteria are to get on my list. The criteria are actually quite simple. I looked for banks that had business checking accounts that offered low or no monthly fees and an opening deposit of no more than $500. I also wrote this list with new entrepreneurs in mind, so an additional criterion is the lack of a minimum monthly balance.

Without further ado, here are the 5 best checking accounts for businesses in 2020 (in alphabetical order).

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The first current account on our list is BBVA Business Connect Checking. BBVA offers no monthly fees and a minimum deposit of $100. This is a good option if you’re just looking for a basic business checking account.

BBVA Business Connect Checking offers free mobile banking and mobile deposits, free within the 43,000 network

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